8. Finance income and costs
€ ('000) 2012 2011
Finance income
Interest income, loan receivables 1,668 1,524
Interest income, deposits 62 435
Dividend income 27 0
Exchange gains 56 39
Total 1,813 1,998
Finance costs
Interest expenses/loans -848 -882
Interest and finance expenses, derivative instruments -190 -332
Other interest and finance expenses -557 -138
Exchange losses -87 -87
Total -1,682 -1,439